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Savings & Investments

There are many ways to save money and build up wealth. We support you in finding the right solution to your financial goal.

What is your financial goal?

Save with flexibility
Lock away a lump sum
Build up my savings regularly
Build up my wealth
Plan for my retirement
Save for my children

Featured rate: Save at your pace with an attractive profit

Get to know our Flexi Deposit and experience a new way of saving, at your pace.

6%  per year

6 months, 500 Lei minimum

Our savings and investment solutions

A savings account is the right solution for you if you want to start saving in a flexible way

Super Access Plus

Unlimited access to your savings

2%

per year

Unlimited period / 1 RON minimum

  • Immediate money access
  • No deadlines
  • Free FixPay automatic transfer
Rafa Giraffe Children’s Savings

Save for your children’s future

0,05-0,2%

per year

24, 36, 48, 60 months / 500 RON minimum

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A savings deposit is the right solution for you if you want to build up your savings regularly.

Flex Deposit

Save at your pace

6%

per year

Unlimited 6 months 500RON minimum

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Term deposit

Grow your capital in the short or medium term

5,5 - 7%

per year

3, 12, 24 months / 500 RON minimum

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A savings deposit is the right solution for you if you want to build up your savings regularly.

SmartInvest Now

Optimizing the yield and keeping the risk in the short term

Low risk / Up to 3 years / 500 RON minimum

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SmartInvest Time

Building security and financial independence over time

Medium risk / Min. 3 years / 500 RON minimum

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An investment fund is the right solution for you if you aim to build up your wealth and achieve a higher yield over a long term.

Bond funds

Stable growth of the value of shares

Low risk / Short- to medium-term / 100 - 500 HRK

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Mixed funds

Combining the advantages of stocks and bonds

Moderate risk / Long-term / 500 HRK

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Sustainable Equities

Investing in a sustainable future

High risk / Long-term / 500 HRK

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Special funds

Benefiting from diversified assets and an initial investment

Moderate risk / Medium-term / 1.000.000 HRK

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Maturity funds

Single investment solution for all investor profiles

Moderate risk / Specific maturity date / 100 EUR

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Pension planning is the right solution for you if you want to maintain or even improve your standard of living after your retirement. 

Bond funds

Invest in your future, close any potential pension gaps

Savings access at the age of 60 / min. 45 RON per month

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Calculators, simulators and selectors

Explore our calculators, simulators and selectors to help you in making your decisions.

Stednja i investicije

Work out how much you can save with the right solution.  

Which savings product best suits your needs?

Find out which savings product best suits your needs by answering a few questions. 

Which investment product best suits your needs?

Find out which investment product best suits your needs by answering a few questions. 

Manage your savings and investments with the Raiffeisen Smart Mobile app

With our mobile banking services, you benefit from a non-stop, secure access to your savings and investments.

Savings & Investments guides

Useful documents

Get more detailed information from our official documents. 

Need help in finding the right financial solution?

Our advisors are there to answer your questions.

Get advice at a branch

Our experts are available to discuss with you at our branches.

Contact our call center

From any mobile network (normal rate).

Consult our investment experts

Call our investment experts to discuss your needs and concerns or send us an e-mail.

Why Raiffeisen?

There are a number of good reasons why Raiffeisen is the rightpartner. These are the main advantages for you:

You are sure to be in safe hands

Raiffeisen Bank is a member of the RBI Group – an established and award-winning banking group in Central and Eastern Europe.

We have expertise & experience

You benefit from the expertise and experience of our advisors, which is internationally recognized.

We are the most recommended bank

We pride ourselves to be the most recommended bank with the highest NPS (Net Promoter Score) in the country.