Management board

The Management Board of Raiffeisen Bank in Kosovo

The Management Board of Raiffeisen Bank in Kosovo consists of the Executive Director and three other Board Members from the Retail Banking Services, Operations and IT and Risk divisions.

Anita Kovacic

CEO, Chairperson of the Management Board

Personal infomation
Name	Anita Kovacic
Date of birth:	14 August 1976
Education
2016	MBA in Leadership & Sustainability Robert Kennedy Collage, Switzerland / University of Cumbria, UK
2004	BA in Banking & Finance, University of Maribor, Slovenia
Employment Career
Since Nov 2021	Raiffeisen Bank Kosovo Chief Executive Officer (CEO)
Since Nov 2021	Raiffeisen Insurance Broker Kosovo Supervisory Board Chair
Since March 2019	Raiffeisen Leasing Kosovo Supervisory Board Chair
2018 — 2021	Raiffeisen Bank Kosovo Chief Risk Officer (CRO)
2015 — 2018	Posojilnica Bank, Austria Supervisory Board Member
2008 — 2018	Raiffeisen Bank International, Austria Senior Director, Risk Management
2007 — 2007	Erste Bank, Austria Corporate Risk Analyst
2005 — 2007	IBM, Hungary Team Leader, Corporate Risk Management
1996 — 2005	Volksbank and Nova Ljubljanska Banka, Slovenia Credit administration and retail banking

Iliriana Toçi

Member of the Management Board for Retail Banking

Personal infomation
Name	Iliriana Toçi
Date of birth:	31 October 1976
Education
2011	IEDC Bled School of Management, Bled, Slovenia Master of Business Administration (MBA) Executive MBA
2001-2004	Master of Science (MSc) Economics, Banking and Finance
1995 -1999	Bachelor of Science (BSc) Economics Banking and Finance Faculty of Economics, University of Prishtina, Republic of Kosovo
Employment Career
2008 – Ongoing	Raiffeisen Bank Kosovo Member of the Management Board for Retail Banking
2006 – 2008	Raiffeisen Bank Kosovo Head of Retail Banking
2004 – 2006	Raiffeisen Bank Kosovo Regional Manager, Ferizaj Region
2003 – 2004	ProCredit Bank Loan Department Coordinator, Gjilan Branch
2001 – 2003	ProCredit Bank Loan Officer, Gjilan and Prizren Branch
2001	United Nations Mission in Kosovo (UNMIK), Prishtina, Kosovo
2000	Central Bank of the Republic of Kosovo

Deyan Ivanov

Member of the Management Board, Chief Risk Officer

Personal infomation
Name	Deyan Ivanov
Date of birth:	3 March 1975
Education
1993 - 1998	MSc in Finance, Specialization in Banking University of National and World Economy, Sofia, Bulgaria
Employment Career
Feb 2022 – currently	Raiffeisen Bank Kosovo JSC, Prishtina, Kosovo Member of the Management Board, Chief Risk Officer
March 2023 - currently	Raiffeisen Leasing Kosovo Supervisory Board Member
2021 – Feb 2022	Raiffeisen Bank International AG, Vienna, Austria Head of Private Individuals Risk Management
2013 – 2021	Raiffeisen Bank International AG, Vienna, Austria Head of Retail Risk Analytics and Methodology
2007 – 2013	Raiffeisen bank (Bulgaria) EAD, Sofia, Bulgaria Head of Risk Methodology Department
2006 – 2007	United Bulgarian Bank, Sofia, Bulgaria Manager of Risk Management Department
2001 – 2003	Piraeus Bank AD, Sofia, Bulgaria Head of Risk Management and Analyses Department
2001 – 2003	Eurobank PLC, Sofia, Bulgaria (until acquisition by Piraeus Bank Group, Greece) Chief Expert in Bank Methodology and Analyses Department
2000 – 2001	Ministry of Defense, Sofia, Bulgaria Head of Section Electronic Budgetary Payments
2000 – 2002	Cibola 2000 OOD, Sofia, Bulgaria Co-founder, Financial Consultant
1997 – 1998	Hemus Consult PLC, Sofia, Bulgaria Financial Consultant
1996 – 1997	ZIT International, Sofia, Bulgaria Accountant

David Heitzinger

Member of the Management Board, Chief Operations Officer / Chief Information Officer

Personal information
Name	David Heitzinger
Birth of date	24 tetor 1971
Education
1999	Dr. techn., Technical University Vienna, Austria
1996	Dipl.-Ing. in Photogrammetry and Remote Sensing Technical University Vienna, Austria
Employment Career
March 2024 – currently	Raiffeisen Bank Kosovo JSC, Prishtina, Kosovo Member of the Management Board, Chief Operations Officer / Chief Information Officer
2019 – 2023	Raiffeisen Bank International AG, Vienna, Austria Head of Agile Engineering Support
2012 – 2019	Raiffeisen Bank International AG, Vienna, Austria Head of Application Development
2005 – 2012	Raiffeisen Bank International AG, Vienna, Austria Lead Developer, Software Architect
2001 – 2005	FJH Wien, Austria Technical Lead
2000– 2001	Competence Centre Advanced Computer Vision (ACV), Austria Research and Development
1996 – 2000	Technical University Vienna, Austria Research and Development