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MORTGAGE LOAN: Making my dream come true

Imagine a world where dreams come true, opportunities become realities, and a house becomes a daily oasis of happiness. I also want this to be my success story, which will become reality with the support of a safe partner who understands my goal.

Apply online

Through the mortgage loan offered by Raiffeisen Bank, I am able to own the house or apartment of my dreams in a quick manner and with favorable conditions. Now I am only a few minutes away from starting the process of achieving this goal…
 

Mortgage loan up to 350,000 euro

Up to 25 years return term

Only 10–20% loan participation

Baners - Morgtgage

What are the loan conditions?

Loan conditions are suited to the needs and opportunities of each of us.

  • Can take loans up to 350,000 euros.
  • The effective interest rate (EIR) starts at 4.11%.
  • Administrative expenses are 0.5%.
  • I have a loan return term of up to 25 years.
Baners - Morgtgage

What conditions do I have to meet to take the loan?

It is easy and simple if you meet the conditions below.

  • Be a resident of the Republic of Kosovo.
  • Receive the salary through Raiffeisen Bank or bring the confirmation from the employer that my salary will be processed through Raiffeisen Bank.

What documents are required?

  • Personal identification document
  • Employment contract
  • Evidence of additional family income (if you have)
  • Purchase and sale contracts and other property documents.

Apply online for Mortgage Loan

Applying for Mortgage Loan only takes a few minutes of your time. Once you fill out the form, your application will be reviewed by our team, and you will be contacted within a short period of time.

Information marked with * is required.
Terms and conditions Terms and conditions

By selecting the "Consent for CRK" button I expressly agree and in accordance with the Law on Personal Data Protection and Article 7.2 of the CBK Regulation on Credit Registration I give consent to Raiffeisen Bank Kosovo J.S.C based in Rr. Robert Doll no.99, Prishtina, with business registration number 70025959, for the purposes of processing, concluding, maintaining and amending the loan agreement to process and use my personal data, as well as to have access to reports of my loans in the Credit Registry. I give this consent electronically on the basis of free will and mutual interest and I will not deny it on any legal or factual basis. I am aware that giving this consent does not prejudge a positive response or imply the conclusion of the loan agreement.

Terms and conditions Terms and conditions

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Bank, in accordance with Law No. 06/L-082 on Personal Data Protection...

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Bank, in accordance with Law No. 06/L-082 on Personal Data Protection and the European Union Regulation 2016/679 (GDPR), to process my personal data mentioned above as well as any data that may become known later, to be exchanged and used by Raiffeisen Bank, members of the Raiffeisen Banking Group and companies contracted by Raiffeisen Bank, to process the submitted application and to contact me in writing, by telephone and/or via electronic mail at the address indicated above, in order to send me appropriate and personalized offers1 through the profiling process and/or notifications related to the products and services offered.
* I confirm that I am aware that I am not obliged to give my consent for direct marketing/profiling and I am aware that at any time I have the right to withdraw this consent and in that case my data will not be used for the above-mentioned purpose. I confirm that all the information provided above is true, complete and accurate, and I declare that I have voluntarily made my personal data available to the Bank.1Individual offers are designed specifically for you based on an understanding of your economic needs through a process called profiling. Profiling involves automated analysis of your personal data and other information. Based on such processing, we reach conclusions regarding your economic or financial needs, your financial responsibility and other characteristics that we analyze when creating such offers.

For more support…

Raiffeisen Bank offers you financing possibilities for purchasing land as well as for house construction or renovation.

Loan up to 350,000 euros

Up to 25 years return term

Only 10–20% loan participation

Kredite

The comfort of myself and that of my family is the most precious thing to me. Our house is our place of happiness and warmth. Having new furniture, changing the windows, cooking in a modern kitchen, or designing our children’s room are some of our desires for a more comfortable life.

The loan for renovation from Raiffeisen Bank enables me to achieve my goals in a quicker manner and with more favorable conditions.

What conditions do I have to meet to take out a loan?

  • Be a resident of the Republic of Kosovo.
  • Receive the salary through Raiffeisen Bank or bring the confirmation from my employer that my salary will be processed through Raiffeisen Bank.

What documents are required?

  • Personal identification document
  • Employment contract
  • Evidence of additional family income (if you have).

Loan up to 350,000 euros

Up to 25 years return term

Only 10–20% loan participation

Kredite

Investments for the future are always on my mind. When I see good opportunities, I always try to seize them and not lag behind. Owning land as a place to construct a house but also as an investment for the future is one of the opportunities I don’t want to miss.

The required participation is 50%. Moreover, if I take a loan for house construction at the same time, administrative expenses are 0%.

What conditions do I have to meet to take out a loan?

  • Be a resident of the Republic of Kosovo.
  • Receive the salary through Raiffeisen Bank or bring the confirmation from my employer that my salary will be processed through Raiffeisen Bank.

What documents are required?

  • Personal identification document
  • Employment contract
  • Proof of additional family income (if you have)
  • The contract of sale and other documents on the property.

Loan up to 350,000 euros

Up to 25 years return term

Only 10–20% loan participation

Kredite

My greatest fulfillment is when I accomplish my plans. I thoroughly think about my house plan; each part is designed to meet the needs of my family. This idea should not remain only on paper; I want to work to achieve it as soon as possible.

Through the construction loan from Raiffeisen Bank, I am enabled to quickly and more favorably construct my dream house according to my idea.

Depending on the location, the required participation is 25–30%. Moreover, if I take a loan for a land purchase, administrative expenses are 0%.

What conditions do I have to meet to take out a loan?

  • Be a resident of the Republic of Kosovo.
  • Receive the salary through Raiffeisen Bank or bring the confirmation from my employer that my salary will be processed through Raiffeisen Bank.

What documents are required? 

  • Personal identification document
  • The employment contract
  • Proof of additional family income (if you have one).

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide an easy and stress-free banking experience. With the biggest network of branches and advanced digital platforms, we are with you 24/7.