Contact

Raiffeisen Bank Kosovo J.S.C.

Head Office

Address

Street Migjeni, no.72

10000 Pristina, Kosovo

 

T: +381 38 222 222

Mob: +386 49 222 222

F: +381 (0)3820 30 11 25

E: info@raiffeisen-kosovo.com

Swift Code : RBKOXKPR

IBAN : XK05

Loans

Raiffeisen Bank Kosovo offers a wide range of loans to micro-businesses.

Raiffeisen Bank Kosovo offers to its Small Enterprise customers refinancing of the capital investments conducted by customers own working capital assets and is mid term loan.

Information and documents needed to apply for a Commercial Mortgage Loan include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
  • financial statements of the company for at least the past 12 months,
  • the company’s current list of inventory and a list of equipment (if applicable),
  • “copy of the plan” and “possession list” for the collateral that will be pledged.

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

Raiffeisen Bank’s Auto Loans can be used for the purchase of new vehicles for business purposes from Raiffeisen Bank Merchant Partners all over Kosovo.

Information and documents needed to apply for an auto loan include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
  • financial statements of the company for at least the past 12 months,
  • the company’s current list of inventory and a list of equipment (if applicable),
  • description of purchased vehicle(s) with pledge of insurance for the full amount and the life of the loan.

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

Raiffeisen Bank Kosovo also finances the existing and other clients which have a good and proven credit history and verifiable good performance in the market with unsecured term loan for financing of working capital or investment financing and is generally short and mid term loan.

Information and documents needed to apply for a Express Term Loan include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
  • financial statements of the company for at least the past 12 months.

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

The Flexi Loan is designated and is offered by Raiffeisen Bank for combined purpose of working capital investment and investment financing. This product is offered to the clients with good credit history and verifiable good experience in the market.

Information and documents needed to apply for a Flexi Loan include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
  • financial statements of the company for at least the past 12 months,
  • the company’s current list of inventory and a list of equipment (if applicable),
  • “copy of the plan” and “possession list” for the collateral that will be pledged.(if applicable)

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

Raiffeisen Bank enables you to get credit for purchasing agricultural equipment or goods, to increase your production capacity.

At the same time, you benefit from a grace period as well as credit repayment matching the seasons of your business or agricultural sector you are involved in.

Application procedure is easy, simple and flexible.

Application requirements:

  • To be a resident of Kosovo
  • To have been active in agriculture in Kosovo for at least one year

Loan conditions:

  • Minimum amount €5,000
  • Maximum amount €100,000
  • Loan repayment period 72 months

For other information, please contact a loan officer at your nearest Raiffeisen Bank branch

Raiffeisen Bank Kosovo’s Commercial Mortgage Loan is a long-term capital investment loan that can be used for purchasing, renovating, expanding and constructing business premises.

Information and documents needed to apply for a Commercial Mortgage Loan include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
  • financial statements of the company for at least the past 12 months,
  • the company’s current list of inventory and a list of equipment (if applicable),
  • “copy of the plan” and “possession list” for the collateral that will be pledged.

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

The Overdraft facility offered by Raiffeisen Bank Kosovo is a working capital line of credit for micro and small businesses that conduct their payment transactions through our bank.

The Overdraft facility allows Micro and Small businesses better to manage their liquidity, inventory, accounts receivables and payables by providing short-term financing. The amount of the overdraft varies depending on the client’s needs and the volume of its transactions processed through the Bank.

Information and documents needed to apply for an Overdraft Facility include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”, 
  • financial statements of the company for at least the past 12 months,
  • the company’s current list of inventory and a list of equipment (if applicable),
  • “copy of the plan” and “possession list” for the collateral that will be pledged.( if applicable)

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

One of our major credit products are term loans for short and long terms, granted to Kosovo-registered enterprises active in trade, production and services. Term loans can be for a variety of purposes including working capital and replenishment of working capital, acquisition of equipment or property, and expansion or renovation of business premises.

Information and documents needed to apply for a Term Loan include:

  • certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
  • financial statements of the company for at least the past 12 months,
  • the company’s current list of inventory and a list of equipment (if applicable),
  • “copy of the plan” and “possession list” for the collateral that will be pledged (if applicable)

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.